Exactly. When my hubby and I get ambitious and buy a lottery ticket, I always say I want to win just enough to pay off our credit cards. Not even the house! Just our credit cards because we would be so much better off.
I see my parents and how they struggle to try and make ends meet. They recently had their car repossessed and we had to loan them our beater truck until they came up with the money to get it back. My parents are living off $750/mo soc sec and $100/mo retirement on my dad, and my mom has a day care of 3 kids.
Both families are on vacation this week so there is $0 coming there. It is awful to see your parents struggle. I don’t want my kids to do the same with us.